Since the start of the New Year, I'm sure I'm not the only one revisiting and revising my budget for 2014.
Do you already have an annual budget? Is it time to revise it? Are you starting your first budget? Let's go through budget making steps and tips one day at a time over the next week or two, and see if we can help each other out.
Step 1: Figure out your take-home pay (both yours and your spouse's if you one), after taxes and all deductions. Write this number down. You're going to need it.
